Jose Delgado, thank you for your patience, expertise, and easygoing professionalism throughout tax season. You made the process feel smooth and reassuring, and your guidance has had a HUGELY meaningfu...






Retirement Tax Planning
401(k)s, Roth conversions, Social Security, and tax-efficient withdrawals planned so every retirement dollar works as hard as you did.
Retirement Tax Planning
401(k)s, Roth conversions, Social Security, and tax-efficient withdrawals planned so every retirement dollar works as hard as you did.
What We Handle
From plan design and contribution optimization to Roth conversions and tax-efficient withdrawals, we build the full retirement tax strategy — not just the return.
Plan design, contribution optimization, and compliance for business-owner 401(k)s and profit-sharing arrangements that maximize your deduction and your retirement balance.
Tax-advantaged retirement structures for self-employed owners and small businesses. We set up and optimize SEP and SIMPLE IRAs so you shelter more income with less complexity.
For high-earning owners who want to accelerate retirement savings and capture six-figure annual deductions. We coordinate the actuarial design and the tax strategy together.
Strategic Roth conversion ladders that fill lower brackets now to avoid higher brackets later, plus required minimum distribution planning that keeps your retirement income efficient.
When to claim, how to coordinate spousal benefits, and how Social Security fits into your overall retirement income stream. The sequencing decision can be worth tens of thousands.
Which accounts to draw from, in what order, and when, so every dollar of retirement income is taxed as little as possible. Withdrawal sequencing is where most retirees leave money on the table.
Who We Help
Business owners nearing retirement, high earners maxing out contributions, and retirees optimizing distributions. If your retirement strategy and your tax strategy need to work together, we can help.
Owners who have spent decades reinvesting in the business and now need to convert equity into a real retirement income stream, with a plan and a timeline that makes it last.
Professionals and executives hitting contribution limits who want larger deductions and faster wealth growth through defined benefit plans and advanced retirement structures.
Already retired and drawing income, but unsure whether the withdrawal sequence, Roth opportunities, and Social Security timing are leaving money on the table.
The Retirement Planning Process
We assess where you stand, design the right plan, map the multi-year strategy, and keep it tax-efficient as you retire. You know the plan and the fee before we start.
We map your current retirement assets, contributions, projected Social Security, and target retirement timeline. You see exactly where you stand and what the gap looks like before we touch anything.
We design the right plan structure for your income, entity, and goals — whether that is a solo 401(k), a SEP, or a defined benefit plan — and optimize contributions for deduction and growth.
We build the multi-year roadmap: which years to convert to Roth, when to take required minimum distributions, and when to claim Social Security so every decision compounds in your favor.
Retirement planning is not a one-time event. We review your plan against your returns each year, adjust for life and market changes, and keep your distributions tax-efficient as you draw income.

Outcomes That Matter
We measure success the way you do — by how long your money lasts, how much tax you avoid, and how certain you feel about the years ahead.
Retirement Planning Clients · 4.9 Stars
Pulled live from Google and Yelp. These are clients who came to us for 401(k)s, Roth conversions, Social Security timing, and tax-efficient retirement income.
Jose Delgado, thank you for your patience, expertise, and easygoing professionalism throughout tax season. You made the process feel smooth and reassuring, and your guidance has had a HUGELY meaningfu...
Mauricio has been working on my taxes for 20+ years. He’s always professional and is knowledgeable of all tax laws and IRS information. When I got a raise at work he quickly gave me tips on what to do...
Just came in for a review to go over my taxes and opening up a new company. Highly recommend this place.
Mauricio was great! Needed him to deal with Oakland Tax Officers. Contacted him on a Thursday. Got a quote on Friday. Two weeks later, all paperwork in and done. Highly Recommended
I wouldn’t operate three different businesses. I don’t know how I would do it without Mauricio and his team. They helped me with payroll bookkeeping and making sure all my corporate filings are up-to-...
No one likes to do their taxes. Especially if you owe money. I reached out to Mauricio Midence tax preparation services to review my completed return. I had a great experience working with Geovanna an...
Cristian, was so helpful as a first time customer will be coming back to him next year!
Honor your appointments. You made me wait 20+ minutes on an appointment. You wasted my time
Cristian was awesome to work with!!! Definitely worth the wait and coming back next year. I was so scared thinking I was going to have to owe money this year, but when he turned his monitor to show me...
Excellent service and very Friendly!
My wife and I had a great experience working with Mauricio Midence on our joint taxes this year. They were incredibly easy to work with — friendly, approachable, and made the whole process stress-free...
Christian at Mauricio Midence Tax Preparation provided excellent customer service. He was very informative, patient, and made the entire process smooth and stress-free. Highly recommend!
Jose Delgado, thank you for your patience, expertise, and easygoing professionalism throughout tax season. You made the process feel smooth and reassuring, and your guidance has had a HUGELY meaningfu...
Mauricio has been working on my taxes for 20+ years. He’s always professional and is knowledgeable of all tax laws and IRS information. When I got a raise at work he quickly gave me tips on what to do...
Just came in for a review to go over my taxes and opening up a new company. Highly recommend this place.
Mauricio was great! Needed him to deal with Oakland Tax Officers. Contacted him on a Thursday. Got a quote on Friday. Two weeks later, all paperwork in and done. Highly Recommended
I wouldn’t operate three different businesses. I don’t know how I would do it without Mauricio and his team. They helped me with payroll bookkeeping and making sure all my corporate filings are up-to-...
No one likes to do their taxes. Especially if you owe money. I reached out to Mauricio Midence tax preparation services to review my completed return. I had a great experience working with Geovanna an...
Cristian, was so helpful as a first time customer will be coming back to him next year!
Honor your appointments. You made me wait 20+ minutes on an appointment. You wasted my time
Cristian was awesome to work with!!! Definitely worth the wait and coming back next year. I was so scared thinking I was going to have to owe money this year, but when he turned his monitor to show me...
Excellent service and very Friendly!
My wife and I had a great experience working with Mauricio Midence on our joint taxes this year. They were incredibly easy to work with — friendly, approachable, and made the whole process stress-free...
Christian at Mauricio Midence Tax Preparation provided excellent customer service. He was very informative, patient, and made the entire process smooth and stress-free. Highly recommend!
I cant express how happy I am with Maurico and his team he recommended to me last year to open my S-corporate just saved a lot of money on taxes I was a sole prop before now I can't belive the tax sav...
I’ve been coming here for years. Geovanna helps me out and she is so amazing. She takes her time and explains this complex tax issues and makes it so much simpler for me to understand.
I came to Mauricio after I felt like my last accountant wasn't up to par. Mauricio literally saved the day and was so accommodating to my last minute requests. He did my taxes within 1 day and saved m...
Mauricio and the team are the real deal. The team brings a wealth of knowledge with professionalism, charisma, and care. I'm glad I've brought my personal and business taxes and tax planning here.
It seems like I will be the first one who will rate them below 5 star! There is a reason behind it! After driving to their offices 2 times because you can not reach them by phone! Sending them emails...
Professional, and easy place to get your taxes done!! Recommended.
Absolutely amazing! I recommend this place to everyone. I was attended by Christian. He was extremely helpful and professional. He answered every question i had and made the process very easy. The atm...
Went today to file my taxes, I’m a first time home owner and did not know what to expect. Mauricio did an excellent job walking me through the tax filing process being a property owner. He went above...
Love the service. Very friendly
Super knowledgeable and helpful—I’m a loyal customer for almost 10 years. Plus they play the 90’s salsa jams!
Muy buen servicio y confiable por parte de Cristian, me ayudó muchísimo con mis taxes de manera rápida y clara✨
This is a great place to get help for your taxes. Services is great everyone’s friendly and welcoming. 10/10
I cant express how happy I am with Maurico and his team he recommended to me last year to open my S-corporate just saved a lot of money on taxes I was a sole prop before now I can't belive the tax sav...
I’ve been coming here for years. Geovanna helps me out and she is so amazing. She takes her time and explains this complex tax issues and makes it so much simpler for me to understand.
I came to Mauricio after I felt like my last accountant wasn't up to par. Mauricio literally saved the day and was so accommodating to my last minute requests. He did my taxes within 1 day and saved m...
Mauricio and the team are the real deal. The team brings a wealth of knowledge with professionalism, charisma, and care. I'm glad I've brought my personal and business taxes and tax planning here.
It seems like I will be the first one who will rate them below 5 star! There is a reason behind it! After driving to their offices 2 times because you can not reach them by phone! Sending them emails...
Professional, and easy place to get your taxes done!! Recommended.
Absolutely amazing! I recommend this place to everyone. I was attended by Christian. He was extremely helpful and professional. He answered every question i had and made the process very easy. The atm...
Went today to file my taxes, I’m a first time home owner and did not know what to expect. Mauricio did an excellent job walking me through the tax filing process being a property owner. He went above...
Love the service. Very friendly
Super knowledgeable and helpful—I’m a loyal customer for almost 10 years. Plus they play the 90’s salsa jams!
Muy buen servicio y confiable por parte de Cristian, me ayudó muchísimo con mis taxes de manera rápida y clara✨
This is a great place to get help for your taxes. Services is great everyone’s friendly and welcoming. 10/10
Common Questions

A 30-minute call with a senior advisor. Show us your retirement picture and we will show you where the tax savings and the gaps are.